Long-term investment bonds are debt securities issued by governments or corporations with maturities typically ranging from 10 to 30 years. Investors lend money to the issuer in exchange for regular interest payments, known as coupons, and the return of the principal amount at maturity. These bonds are considered a stable investment option, providing predictable income over an extended period, making them attractive for retirement planning or wealth preservation. While long-term bonds tend to offer higher yields compared to short-term bonds, they are more sensitive to interest rate fluctuations, which can affect their market value. Overall, they are ideal for investors seeking steady, long-term returns.
