Egypt Fintech Market Overview
Market Size in 2024: USD 765.29 Million
Market Size in 2033: USD 2,869.98 Million
Market Growth Rate 2025-2033: 15.82%
According to IMARC Group’s latest research publication, “Egypt Fintech Market: Industry Trends, Share, Size, Growth, Opportunity and Forecast 2025-2033”, The Egypt fintech market size was valued at USD 765.29 Million in 2024. Looking forward, IMARC Group estimates the market to reach USD 2,869.98 Million by 2033, exhibiting a CAGR of 15.82% during 2025-2033.
How AI is Reshaping the Future of Egypt Fintech Market
- AI is revolutionizing fraud detection in Egypt’s fintech sector by enabling real-time monitoring and predictive analytics, significantly reducing risks in digital payments and lending platforms.
- Generative AI tools are enhancing personalized financial services, allowing fintech companies to offer tailored credit scoring and investment advice, boosting accessibility for underserved populations.
- AI-driven data analytics is streamlining operations for startups in lending and remittances, improving efficiency and supporting the growth of embedded finance solutions.
- Machine learning models are advancing open banking initiatives, facilitating seamless integrations and innovative products like insurtech and personal finance management.
- AI adoption is fostering talent development through hackathons and national strategies, positioning Egypt as a regional hub for ethical and scalable fintech innovation.
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Egypt Fintech Market Trends & Drivers:
Egypt’s fintech market is experiencing robust growth, dominated by digital payments, which account for over a third of the sector, alongside rapid expansion in buy-now-pay-later (BNPL) services, alternative lending, and remittances. Mobile wallets have surged, with transaction values reaching billions quarterly, driven by increasing e-commerce and cashless preferences. Fintech startups, numbering over 177, are innovating in embedded finance, B2B marketplaces, and inclusive products targeting underserved segments, contributing to higher financial account ownership among adults.
Key drivers include a young, tech-savvy population with high smartphone penetration, creating demand for convenient digital solutions. Government and Central Bank initiatives promote financial inclusion through regulatory sandboxes, licensing frameworks, and digital infrastructure investments. Rising remittances, e-commerce boom, and the need to serve a large unbanked population further accelerate adoption, positioning Egypt as a leading fintech hub in Africa and MENA with sustained double-digit growth.
Egypt Fintech Industry Segmentation:
The report has segmented the market into the following categories:
Deployment Mode Insights:
- On-Premises
- Cloud-Based
Technology Insights:
- Application Programming Interface
- Artificial Intelligence
- Blockchain
- Robotic Process Automation
- Data Analytics
- Others
Application Insights:
- Payment and Fund Transfer
- Loans
- Insurance and Personal Finance
- Wealth Management
- Others
End User Insights:
- Banking
- Insurance
- Securities
- Others
Breakup by Region:
- Greater Cairo
- Alexandria
- Suez Canal
- Delta
- Others
Competitive Landscape:
The competitive landscape of the industry has also been examined along with the profiles of the key players.
Recent News and Developments in Egypt Fintech Market
- January 2025: Egypt’s Central Bank accelerated its financial inclusion and cashless economy drive, pushing banks and fintech firms to expand digital wallets, instant payments, and merchant QR solutions nationwide.
- March 2025: A leading regional fintech company secured a multi-million-dollar funding round to scale digital lending, BNPL, and SME-focused payment solutions across Egypt.
- June 2025: Global payment technology providers entered strategic partnerships with Egyptian banks to enhance cross-border remittances, card issuing, and real-time payment infrastructure.
- September 2025: Egypt introduced updated fintech regulatory sandboxes and licensing frameworks, encouraging innovation in open banking, digital insurance, and embedded finance models.
- December 2025: Several Egyptian fintech startups announced regional expansion plans into the GCC and Africa, backed by new venture capital inflows and strong domestic user growth.
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IMARC Group is a global management consulting firm that helps the world’s most ambitious changemakers to create a lasting impact. The company provide a comprehensive suite of market entry and expansion services. IMARC offerings include thorough market assessment, feasibility studies, company incorporation assistance, factory setup support, regulatory approvals and licensing navigation, branding, marketing and sales strategies, competitive landscape and benchmarking analyses, pricing and cost research, and procurement research.
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